Auto Insurance / Car Insurance in Raleigh, Durham, Chapel Hill, Greensboro, High Point, Winston-Salem and the surrounding areas
Whether you have a new car or are looking for a new insurance policy for a car you already own, the professionals at The Insurance Center of Durham are ready to help. We will work to find you the right auto insurance to cover your vehicle and protect you from financial loss in case of an accident. When considering an auto insurance policy, it’s important to understand what is covered.
Standard Policies Include:
Bodily Injury Liability: This can pay for others injuries and hospital bills, when you are at fault in an accident.
Property Damage Liability: Pays for damage to property of others, when you are at fault.
Medical Payments: This can pay for medical expenses for people who suffer accidental injury while driving your auto or while getting in or out of your auto. This will also pay for injuries to your car passengers.
Additional Coverage Available:
Comprehensive: This can pay when your car has been damaged by fire, flooding, vandalism or an incident other than collision. This coverage is subject to a deductible.
Collision: This insurance provides coverage when your car is damaged in an accident, to provide repair to your car. If your car is a total loss, you can receive the cash value of the car.
Uninsured/Underinsured Motorist Coverage: This insurance can cover you if the at-fault motorist doesn’t have insurance or enough insurance to cover the damages made to your vehicle, for your medical bills and for your loss of income.
Extended Transportation or Rental Coverage: While your vehicle is in the repair shop, due to a covered loss, rental coverage can provide reimbursement for your transportation.
Roadside Assistance: If your car fails to operate, this coverage can provide for expenses incurred.
Wherever and whatever you drive
Our protection isn’t limited to your car, truck, minivan or SUV. If you’re into sports toys, you’ve come to the right agency! We can help find you the right insurance for your motorcycle, boat, RV, ATV and other off road vehicles, trailers, classic cars and personal watercraft and water toys. When you are ready to discuss your auto and other insurance needs, we can look at multi policy discounts.
Whether it’s roads, woods or water, we’ve got you covered!
- Personal watercraft & Water Toys
- ATV’s / Off-road vehicles
- Classic Cars
- Multiple Policy Discounts are available