Business Insurance and Commercial Insurance in Cary, Raleigh, Morrisville, Wake Forest, Durham, Chapel Hill, NC, and the Surrounding Areas

Owning a business means you must insure not only your business assets, but also your employees. If you are just starting a business or would like new business or commercial insurance, The Insurance Center of Durham professionals are here to help. We will discuss the different types of insurance you may need, including business insurance or commercial insurance, to launch your business or to keep your current business going. We are here to review the best options for your business needs, such as:

cyber insurance Durham, NCWorkers Compensation: This benefit can cover medical expenses and time off from work due to injuries received while at work, regardless of whose fault it is. It can also provide temporary and permanent disability awards to injured workers and will protect employers from possible lawsuits.

Group Health Insurance: A group health insurance plan can help employees pay for health care expenses. These plans are most cost-effective for businesses because group employee premiums are usually less than an individual health plan. An employee pays a premium for regular check-ups, injuries, long-term illness treatments, and accident treatments, while the company pays a portion of these costs. It’s a great benefit to offer to attract the right staff.

Business Auto Insurance: Whether you have one vehicle or a fleet, we will work with you to find you the right business auto insurance. If your company owns, rents, or leases cars and trucks for work, or if you have employees who drive their own vehicles for work purposes, business auto insurance is a must. Business auto insurance can help cover damaged property and medical expenses, due to an auto accident, if your employee is at fault.

For more information on business insurance and commercial insurance, contact us or give us a call today.


Professional Liability Insurance and Errors and Omissions Insurance:

To protect yourself against lawsuits from customers and suppliers who claim you have caused them property damage, bodily injury or personal injuries, it’s important to have liability insurance. This insurance protects you or your business from third party damages such as malpractice, errors or omissions, emerging from your professional services.

We can help provide businesses, such as contractors, non-profits, restaurants, retail services, health services, including dentists, optometrists and small medical practices, social services, hospitality services and more, with multiple insurance options. See the list of options we offer for businesses of all kinds.

Our business insurance options include, but are not limited to:

  • General Liability
  • Professional Liability
  • Worker’s Compensation
  • Performance Bonds
  • Errors & Omissions
  • D & O (Directors & Officers)
  • Business Owner’s Packages (BOP)
  • Builder’s Risk Insurance
  • Garage Liability
  • Mechanic and Body Shop
  • Cabs and Limousines
  • Umbrella
  • Commercial Autos & Fleet
  • Group Life & Health
  • Cyber Liability
  • Contractors Insurance
  • Trucking – Long & Short Haul