No matter what you drive around Cary, Chapel Hill, Durham, Morrisville, Raleigh, Wake Forest, or the surrounding areas, you need to have auto insurance to protect your vehicle. Are you sure that you have the best coverage for your needs? Call our team at Insurance Center of Durham and speak with our agents. We are an independent insurance agency and that means that we will work on your behalf to find you the best auto insurance for your needs. Contact us today to have us review your current policy and see if we can help you get a better policy.
Do You Know What Your Auto Insurance Covers?
While it is required that you have auto insurance, it is also important that you understand what you are getting with your auto insurance. Do you know what your property liability limit is? What about the collision coverage? Do you have coverage for underinsured motorists? All of these and more can have an impact not only on what you pay for your auto insurance but also what is covered and what will be left in your hands to pay after an accident.
When you meet with one of our team at Insurance Center of Durham, we will take the time to go through your auto insurance policy to ensure that you understand what is and what is not covered, and what additional monies you may need to come up with in the case of an accident.
Know What Affects Your Auto Insurance Premiums
Not all insurance companies are the same, and they use different criteria in order to come up with the premiums that you will pay for the policy you want. Most insurance companies will take your age into account for your premiums. Younger drivers tend to get into more accidents because of their inexperience, whereas older drivers have slower reflexes and also have more incidents and they will also pay more in premiums. Along with your age will be the number of claims that you’ve put through on your insurance. More claims mean you are a higher risk and insurance companies will charge a higher premium to offset this higher risk.
From trucks to SUVs to small compact cars, we can help people all over Cary, Chapel Hill, Durham, Morrisville, Raleigh, Wake Forest, and the surrounding areas get the right insurance for their needs. Make the call to Insurance Center of Durham to start the process of getting the right insurance at the right price.