Purchasing a home is the largest investment most people will ever make. Homeowners insurance provides financial protection for that investment in the event of a disaster or accident. Some disasters are not covered by homeowners insurance; two of these are flood and earthquake. Separate policies can be purchased for these types of coverage.

The cost of homeowners insurance depends largely on what it costs to replace the house and its contents.

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Standard Homeowners
A homeowners policy is designed to cover the home, and its contents, as well as, personal liability and medical payments to others, in the even someone becomes injured on your property.

Renters
A renters policy is much like a homeowners policy except it offers no coverage for the house, apartment or condo the insured rents.

Condo
A condo policy is very similar to a homeowners policy but it is designed to meet the unique needs associated with condo ownership.