Our Smarter Team

The Insurance Center of Durham was formed in 1979, when two well-respected Durham agencies merged. During our 30-plus years in business, we've developed a really strong team of insurance experts. Nice folks who are excited to get up in the morning to see how they can save you money on insurance and give you the best possible customer service.

Get to Know Our People A Bit

H. Lynn Crayton, CIC, is the former owner and past president of the Insurance Center of Durham. He's been with the agency thirty-four years.

Lynn began his insurance career with the Life Insurance Company of Georgia and joined the Miller Agency in 1972 prior to its merger with Glymph-Phillips.

He has forty-three years experience in the insurance industry. Lynn is past president of the Bull City Lions Club and is an active member of the Durham Chamber of Commerce.


Phil Wolf attended North Central Michigan College and served in the Michigan National Guard. He has ten years of experience in the insurance industry and is a vital member of the Insurance Center of Durham team. His specialty is protecting the assets of seniors who want to live a longer, healthier life.

Phil is past president, Board of Directors for Triangle Day School and currently serves on several committees for the Judea Reform Congregation. Phil is married and has three children.


Claudia Chicinas, is a native of Romania, like Camelia and Codruta. She joined our company in 2014 as administrative support. She's perfect for her role, because she is a very happy natured person, who loves to travel and meet new people. Claudia's always in a good mood.

She bakes goodies for the staff and occasionally works as a volunteer at Durham Technical Community College. Claudia is in love with flowers and cooking, which she says is a great combination.

PICTURED TOP (left to right): Darnelle Averre, Debra Hinton, Camelia Pop, Claudia Chicinas

PICTURED ABOVE (left to right): H. Lynn Crayton, Phil Wolf, 


Terry Caudill, INS, CISR, was born at Watts Hospital right here in Durham. She graduated from Durham High School in 1972, worked at Crum & Forster Insurance from 1973 to 1983, when she came to the Insurance Center of Durham.

Terry has one son and one grandchild, and is looking forward to being a part of the NEW Insurance Center of Durham.


Darnelle Averre has been in the insurance industry for 40 years and with The Insurance Center of Durham for 16. She was a member of the Durham Exchangette Club for 25 years, while the Club was active. She served as secretary and president for several terms. Darnelle also served on the Exchange Family Center Prevent Child Abuse board and from 1992–2013, held the office of secretary and president.

She's a lifetime member of Banks United Methodist Church, Granville County, serving as Fellowship Chairperson, Chair to the Administrative Council and Secretary, Fundraising Chair for the Fellowship Hall project and United Methodist Women, secretary and currently president.

Darnelle has been married to her husband, Bill, for 38 years. They have two daughters, Bridget andJoAnn, and two grand-daughters, Sarah and Finley.


Debra Hinton enjoys watching her grandchildren play ball — all seven of them. She's married with 2 daughters and 2 stepdaughters.

Debra has 41 years's experience in the insurance industry, 21 years at Reliance Insurance and 20 years at the Insurance Center of Durham. She's active at Asbury United Methodist Church, volunteers at the Ronald McDonald Family Room at Duke Hospital, and is active in our community.


Camelia Pop was born in Romania. Her career has always involved customer service, client relations and sales. She's a Certified Manager of Quality.

She joined the Insurance Center of Durham in July, 2013.

Camelia has a case of wanderlust and would love to travel to amazing places and meet wonderful people.




Insurance Center of Durham | 1920 Front Street | Suite 710 | Durham, NC 27705 | 919.471.2541